Gaines Library Offers ACA Info Assistance on Local Website
Published October 02, 2013 2:17am by
By Jane Bering
Gaines Co. Librarian
No doubt you’ve been starting to hear about the new Health Insurance Marketplace, a key part of the Affordable Care Act health care law that opened for business on Oct. 1. But you probably still have questions. Like what is the Marketplace, and can you really get health insurance?
Gaines County Library System has devoted a page on its Web site with links to many of the answers to questions individuals, families, employees and employers may be asking about how the Affordable Care Act health care law works. There are also direct links to applications and much of this information is available in Spanish as well.
Sie haben das Recht, Hilfe un Informationen kostenlos in Ihrer eigenen Sprache in Anspruch zu nehman. Um mit einem Dolmetscher fur die deutsche Sprache uber den "Health Insurance Marketplace” zu sprechen, rufen Sie bitte diese Nummer an: 1-800-318-2596.
The website can be found at: http://wtls.tsl.state.tx.us/seminole/affordable-health-care-act-information.html
Public computers are available to library patrons and visitors who sign in at the Circulation Desk and Library staff can help with navigating the various areas of HealthCare.gov, but only a consumer assistant who is trained and certified can assist anyone in actually filling out an application.
The best place for the latest, most accurate, information on the Marketplace is the website, HealthCare.gov. At the site, you can learn what it is, who can apply for insurance, how to get insurance, how to lower your costs, and more. If you own a small business, there’s information for you, too.
The Marketplace can help you find health insurance that fits your budget and meets your needs, with less hassle. No matter where you live, you may buy insurance from private health plans that cover a comprehensive set of benefits, including doctor visits, hospital stays, preventive care, and prescriptions. And plans in the Marketplace must treat you fairly; they can’t deny you coverage because of a pre-existing condition.
With a single application, you can also see if you qualify for Medicaid or the Children’s Health Insurance Program, or savings you can use right away to lower your health insurance premiums.
You can read information that pertains to you, print checklists, and watch videos to help you get ready to apply and enroll. You and your family can explore every qualified health plan in your area, and fill out an application when you’re ready. You’ll be able to take control with better information, including details about benefits and prices presented in clear language you can understand, so you’ll know what your premiums, deductibles, and other costs will be before you make a choice.
Once you’ve decided on a plan, you don’t need to go anywhere else. Starting now, you’ll be able to enroll in the Marketplace directly for coverage that begins as soon as Jan. 1, 2014.
Come by either of Gaines County Library System’s branches: 704 Hobbs Hwy. in Seminole which is open Monday, Wednesday, Thursday and Friday from 9 a.m. till 6 p.m. and Tuesday from 9 a.m. till 8 p.m., or 311 Hill Street in Seagraves, which is open Monday through Friday from 8:30 a.m. till 5:30 p.m.